Even moreso, the bonuses you get for leveling skills appear only at levels 25, 50, 75, and 100. Which means to get a true bonus from skills such as Mercantile you have to grind the ever loving piss out of them. So if I go to town on Mercantile only to turn around and, expecting Black Bears, I find whatever the fuck that alligator-faced asshole is running amok. King K-Rool mother fucker. Spits on me and I have a heart attack, or punches my horse in the face and kills it. And I paid serious gold for that horse. And those guys ARE EVERYWHERE.