Pain and Suffering claim.

I seriously hope you don't decide 1/3 of what you get is too high a price to pay. I can guarantee you they will give you more with a lawyer than you will get on your own, and that 2/3 should be more than 50 dollars. Seriously, insurance companies are scared of lawyers. That fact alone will probably see them try to settle outside of court and again, if it does go to court, you need an attorney on your side.

Get a lawyer.

And remember, reputation counts. Nothing scares the insurance company more than an aggressive accident specialist who's beaten them before.

Maybe you feel like getting a lawyer will cause too much trouble. Well don't. How much trouble have you been through over this accident that wasn't your fault? Do you think the insurance company cares? Usually when you put effort into something you get back what you put in. You should go to the extra effort of finding legal representation.
 
Wait, you think that all you have to do is show up in court, say what what you think they owe you, and that'll be the end of it? Now I really think you need a lawyer.
 
Wait, you think that all you have to do is show up in court, say what what you think they owe you, and that'll be the end of it? Now I really think you need a lawyer.

Do you know how a settlement works? Additionally, you assume I'm as ignorant in state law as an average joe. Never assume anything. Makes ya look like an ass.
 
If you're not ignorant, then why ask us?

Do you know how a settlement works?

From dictionary.law.com:

Settlement
n. The resolution of a lawsuit (or of a legal dispute prior to filing a complaint or petition) without going forward to a final court judgment. Most settlements are achieved by negotiation in which the attorneys (and sometimes an insurance adjuster with authority to pay a settlement amount on behalf of the company's insured defendant) and the parties agree to terms of settlement. Many states require a settlement conference a few weeks before trial in an effort to achieve settlement with a judge or assigned attorneys to facilitate the process. A settlement is sometimes reached based upon a final offer just prior to trial (proverbially "on the courthouse steps") or even after trial has begun. A settlement reached just before trial or after a trial or hearing has begun is often "read into the record" and approved by the court so that it can be enforced as a judgment if the terms of the settlement are not complied with. Most lawsuits result in settlement.

statutory offer of settlement
n. a written offer of a specific sum of money made by a defendant to a plaintiff, which will settle the lawsuit if accepted within a short time. The offer may be filed with the court, and if the eventual judgment for the plaintiff is less than the offer, the plaintiff will not be able to claim the court costs usually awarded to the prevailing party.

final settlement
n. an agreement reached by the parties to a lawsuit, usually in writing and/or read into the record in court, settling all issues. Usually there are elements of compromise, waiver of any right to reopen or appeal the matter even if there is information found later which would change matters (such as recurrence of a problem with an injury), mutual release of any further claim by each party, a statement that neither side is admitting fault, and some action or payment by one or both sides. In short, the case is over, provided the parties do what they are supposed to do according to the final settlement's terms. With the glut of cases crowding court calendars and overwhelming the system and delays in getting to trial (due to three factors: increased criminal case load, increased litigious nature of society and an insufficient number of judges), judges encourage attempts to settle, including mandatory settlement conferences with judges or experienced settlement attorneys present.
 
Back
Top